About Us

It is obvious that people in the United States are in serious trouble regarding their credit and debt expenses. We will order and search all negative entries on your credit reports. We will also help you obtain new credit and increase your credit scores. Remember having clean credit reports is necessary in obtaining a mortgage or any other financing as well as getting credit cards, and having good credit is like having money in the bank. Don't hesitate to call so we can answer any other questions you may have.

Sincerely,

Ivan P. Divino Sr.

President

Why Personal & business credit consulting?

Our company is based on the belief that our customers' needs are of the utmost importance. Our entire team is committed to meeting those needs. As a result, a high percentage of our business is from repeat customers and referrals. We have been in business since 1992, specializing in helping our clients clear their credit reports and providing them with the skills and information they need to begin rebuilding, restoring and maintaining great credit. We would welcome the opportunity to earn your trust and deliver to you the best service in the industry.

Our System Process

 Cleaning your credit

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 Helping establish new credit

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Helping you increase your credit score

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What if I started today?

Let’s say you started today, here’s an easy recap:

  • You’ll receive a welcome call and email from Personal & Business Credit Consulting. 

  • We’ll provide you with a special secure online account within 48hrs so you can follow the progress

  • We'll obtain your credit reports and starting credit scores from all three credit bureaus

  • You’ll start seeing credit improvements in less than 60 days

  • Your credit will continue to improve throughout the duration of your service

  • At the end, you will visibly see your credit report, turn into a better credit report. We’ll also give you a future plan so that you can maintain your improved credit.

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Testimonial

What Our Team Is Saying

  • ''He does a awesome job!! Please call he knows what he is doing!''

    ''He does a awesome job!! Please call he knows what he is doing!''

    ★ ★ ★ ★ ★

    John Wingle

  • ''Completely blew my mind. Best thing I have done to improve my credit. Ready to buy my first home!''

    ''Completely blew my mind. Best thing I have done to improve my credit. Ready to buy my first home!''

    ★ ★ ★ ★ ★

    John Stewart

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